Credit claim

For consumers who may have paid too much interest on a loan or revolving credit.

What is this claim about?

With some loans and revolving credit, the interest you pay can change over time. If the rate does not follow the agreed rules, you may end up paying too much interest.

This claim looks at the interest you paid and how it changed over time. After you sign up, it is assessed separately whether your credit meets the conditions for further handling.

Who is this claim for?

You had a loan or revolving credit with a bank or another lender.
You think the interest you paid was too high, for example because it did not move with market rates.

What do you need?

Have these at hand to sign up faster. You can also add documents later.

Your credit agreement or loan number
An overview of interest changes or your payment history
Correspondence with the lender

How signing up works

1
Check if you can take part
You answer a few short questions about your situation in the app.
2
Sign up
You fill in your details and add documents where needed.
3
Follow your claim
The app shows what happens with your claim and whether anything is needed from you.

Good to know

After you sign up, it is assessed separately whether your credit meets the contractual and legal conditions for further handling.

Questions about this claim

Which details does the app ask for?

The name of your bank or lender and, if you have it, your contract or loan number.

My loan is already repaid. Can I still sign up?

Yes. A credit that has been repaid can still be part of the claim. Old statements help to show the interest you paid.

The app is coming soon

Take part through the app

Signing up for this claim will happen in the Claimio app. Join the waitlist and we will let you know as soon as you can start.